<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9"
        xmlns:news="http://www.google.com/schemas/sitemap-news/0.9">
  <url>
    <loc>https://www.ratezip.com/news/400000-mortgage-income-budget-6-vs-7-3-percent</loc>
    <news:news>
      <news:publication>
        <news:name>RateZip</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-10-04T21:11:16-04:00</news:publication_date>
      <news:title>A $400,000 mortgage at 6% versus 7.3%: the income-budget difference</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.ratezip.com/news/below-purchase-price-versus-negative-equity</loc>
    <news:news>
      <news:publication>
        <news:name>RateZip</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-10-04T21:11:16-04:00</news:publication_date>
      <news:title>Below your purchase price is not the same as negative equity</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.ratezip.com/news/equity-borrowing-ratezip-inquiry-mix-summer-2026</loc>
    <news:news>
      <news:publication>
        <news:name>RateZip</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-10-04T21:11:16-04:00</news:publication_date>
      <news:title>Home-equity products accounted for about 76% of RateZip’s published summer inquiries</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.ratezip.com/news/how-to-read-cd-savings-rate-board</loc>
    <news:news>
      <news:publication>
        <news:name>RateZip</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-10-04T21:11:16-04:00</news:publication_date>
      <news:title>A CD rate above savings does not tell the whole deposit story</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.ratezip.com/news/jumbo-conforming-rate-gap-october-2026</loc>
    <news:news>
      <news:publication>
        <news:name>RateZip</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-10-04T21:11:16-04:00</news:publication_date>
      <news:title>The jumbo index was slightly below conforming. That is not a personal pricing promise.</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.ratezip.com/news/mortgage-products-near-annual-highs-october-2026</loc>
    <news:news>
      <news:publication>
        <news:name>RateZip</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-10-04T21:11:16-04:00</news:publication_date>
      <news:title>Mortgage rates rose across six products, but only two matched their annual highs</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.ratezip.com/news/prime-rate-heloc-payment-math</loc>
    <news:news>
      <news:publication>
        <news:name>RateZip</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-10-04T21:11:16-04:00</news:publication_date>
      <news:title>What a quarter-point prime-rate change does to a HELOC balance</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.ratezip.com/news/reverse-mortgage-heloc-inquiry-profiles</loc>
    <news:news>
      <news:publication>
        <news:name>RateZip</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-10-04T21:11:16-04:00</news:publication_date>
      <news:title>Reverse-mortgage and HELOC inquiries describe different borrowing requests</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.ratezip.com/news/savings-rate-raises-september-2026</loc>
    <news:news>
      <news:publication>
        <news:name>RateZip</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-10-04T21:11:16-04:00</news:publication_date>
      <news:title>Six savings-rate raises broke a quiet stretch on RateZip’s September board</news:title>
    </news:news>
  </url>
</urlset>
