Editorial reviews · 214 lenders

Lender reviews

Independent assessments of banks and mortgage lenders from RateZip's editors — who they are, what they offer, and what they're best for.

5/3 Bank★ 4/5 Academy Mortgage Corporation★ 5/5 Accredited Debt Relief AimLoan.com★ 3/5 Alliance Home Loans Allstate Bank, now Discover Bank Ally Bank★ 4/5 Alma Bank★ 3/5 Alpine Mortgage Planning American Equity Mortgage AmeriSave Mortgage★ 5/5 AmeriValue, a Trade Name of LeadPoint Inc.AMEX Bank AmTrust Direct Arcus Lending★ 4/5 Ascencia Bank Astoria Bank★ 3/5 Atlantic Coast Mortgage★ 4/5 Austin First Mortgage★ 3/5 Axos Bank★ 3/5 Banco Popular★ 1.7/5 Bank of America (BofA)★ 3/5 Bank of Hawaii★ 5/5 Bank of the West★ 2/5 Banner Bank★ 4/5 BB&T Bank★ 3/5 BBMC Mortgage BBVA★ 4/5 bemortgage Beneficial Bank★ 4/5 Berkshire Bank★ 5/5 Better★ 4.3/5 BMO Harris Bank★ 4/5 CalFirst Bank★ 4/5 Caliber Home Loans★ 3.5/5 California Bank & Trust★ 3/5 Capital One Bank★ 5/5 CapWest★ 3/5 Cash Call Mortgage★ 4/5 CF Bank★ 5/5 Charter Bank, now Washington Federal CitiBank & CitiMortgage★ 3.5/5 Citizens Bank★ 3/5 ClearOne Advantage Cohen Financial Group★ 3/5 Comerica Bank★ 3/5 Commerce Bank, now TD Bank Commerce Home Mortgage★ 4/5 Commonwealth Mortgage★ 5/5 Consumer Direct Mortgage★ 5/5 ConsumerDirect Contour Mortgage★ 5/5 Cornerstone Home Lending★ 3/5 Corporate Investors Mortgage Group★ 5/5 Corus Bank, now MB Financial Countrywide / Bank of America Crestico★ 5/5 CrossCountry Mortgage★ 4/5 CuraDebt Discover Bank★ 3.5/5 Ditech★ 2/5 DollarSavingsDirect.com★ 4/5 Doral Direct Dupaco Credit Union★ 2.5/5 Eastern Savings Bank★ 3.5/5 EH Private Bank★ 3/5 ELoan / Banco Poplar Embrace Home Loans★ 4/5 Fairway Independent Mortgage Corporation★ 4/5 Farm Bureau Bank, FSB★ 3/5 FBC Mortgage★ 4/5 FHA.com★ 4/5 Figure★ 4/5 Finance of America Reverse LLC First Choice★ 4/5 First Horizon★ 3/5 First Internet Bank of Indiana★ 4/5 First Mortgage Solutions★ 5/5 First National Bank of Texas / First Convenience Bank★ 2/5 Five Star Bank★ 4/5 Flushing Bank / iGoBanking★ 1/5 Franklin American Mortgage Company★ 1/5 Freedom Debt Relief Funding Circle★ 4/5 GE Capital Retail Bank Get A★ 5/5 GMAC Bank, now Ally Gold Star★ 4/5 Golden 1 Credit Union★ 1/5 Goodmortgage★ 5/5 Greenlight Financial★ 2.5/5 GTE Financial CU★ 2/5 Guaranteed★ 3.7/5 Guaranty Bank, now BBVA Compass Hanmi Bank★ 3/5 Heritage FCU★ 3/5 HomeBridge★ 4.5/5 HomePal★ 4/5 Hometap HSBC North America★ 3.5/5 HSH★ 4/5 Hudson City Savings Bank★ 4/5 Huntington National Bank★ 4/5 Idaho Central Credit Union★ 3/5 ING Direct, now Capital One 360 Insignia Mortgage★ 5/5 Irwin Union Bank J. G. Wentworth★ 4/5 JPMorgan Chase Bank★ 2.4/5 Key Bank★ 4/5 LaSalle Bank, now BofA LenderFi★ 4/5 Lending.com★ 2/5 LendingTree★ 5/5 LendUS★ 3/5 Liberty Bank★ 4/5 Liberty Reverse Mortgage Limestone Bank★ 2/5 Loan Factory★ 3/5 LoanDepot★ 3.3/5 Lower★ 5/5 M&T Bank★ 2/5 Manhattan Mortgage, now Guaranteed★ 5/5 Masters Team Mortgage★ 5/5 MB Financial Bank MetLife Bank / GE Capital Bank Mid Hudson Valley FCU★ 4.5/5 Millennium Bank Millennium Bank, now State Bank of Texas Morty, NMLS ID # 1429243 Mount Diablo Lending★ 4/5 Mr. Cooper, formally Nationstar★ 4.5/5 Mutual Bank, now United Central Bank Nassau Financial Credit Union★ 3.5/5 National Bank of Kansas City★ 3/5 National Debt Relief Navy FCU★ 4/5 NBT Bank★ 3.5/5 New American Funding★ 5/5 New Bank New York Munipical CU★ 3.5/5 Nexity, now a part of Alostar Bank NJ Lenders Corp★ 4/5 NYCB★ 3/5 On Q Financial★ 4/5 One Reverse Mortgage★ 3/5 OneUnited Bank★ 1/5 OneWest Bank★ 3/5 Pac Trust Bank Pacific Mercantile Bank★ 2/5 Paramount Bank★ 5/5 PennyMac★ 5/5 Pentagon FCU★ 3.5/5 People's United Bank★ 3/5 PERL Mortgage PHH Mortgage★ 1/5 Platinum Capital Mortgage★ 5/5 PNC Bank★ 3.3/5 Presidential Online Bank★ 3/5 PrimeLending★ 5/5 Principal Bank★ 1/5 PRMG★ 3/5 Provident Direct, now part of M&T Provident Funding★ 1/5 Quicken Loans★ 3/5 QuikFund, Inc.★ 3/5 Quorum FCU★ 3/5 R&R Loans★ 3/5 RBC Royal Bank★ 2/5 Reali Loans Regions Bank★ 1/5 Rocket Mortgage★ 5/5 Roebling Bank★ 4.5/5 Santander Bank★ 3/5 Schwab Bank★ 4/5 Sebonic★ 4/5 Spring EQ★ 4/5 St. Charles Bank & Trust Company Sterling National Bank★ 2/5 Stonebridge Bank Suntrust Mortgage★ 4/5 Susquehanna Bank TD Bank★ 3.3/5 TIAA Bank★ 3.3/5 Transportation Federal Credit Union★ 1/5 Triumph Bank★ 5/5 TrustCo Bank★ 2/5 U.S. Bank★ 3/5 Ulster Bank★ 4/5 Umbrella Bank★ 5/5 Union Bank of California★ 2/5 Union Federal Savings Bank USA Mortgage USAA Bank★ 4/5 Valley National Bank★ 3/5 VALoanCaptain★ 4/5 Veterans United★ 5/5 Virtual Bank★ 5/5 Wachovia, a Wells Fargo Company WaFd Bank Wallkill Valley Federal Savings & Loan★ 4/5 Washington Federal Washington Mutual, now Chase Bank Webster Bank★ 4/5 WEI Mortgage★ 2/5 Wells Fargo★ 3/5 Wesbanco Bank★ 3/5 West Capital Lending West Coast Bank Westbound Bank Wilmington Trust / WTDirect.com Wyndham Capital Mortgage Zillow Home Loans Zions Bank★ 4/5