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LoanDepot: Home Mortgage Loan Reviews, Rating and Scam Report

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LoanDepot is a large national mortgage banker based in Southern California's Foothill Ranch. Its founder, Anthony Hsieh founded two prior successful mortgage operations which he later sold to E*Trade and LendingTree. Hsieh founded LoanDepot in 2010, and the company's business model relies primarily on working directly with consumers over the Internet. Since its founding, LoanDepot has funded over $100 billion loans.

LoanDepot's business model is simple – the company advertises its services on rate comparison websites such as RateZip.com, where consumers are able to compare offers from multiple mortgage lenders. Many times, LoanDepot discloses the rate that it can offer a borrower up front. An interested borrower then reaches out to LoanDepot and begins the process of applying for a loan. Although it's unlikely that you'll be able to meet your loan officer in person before closing your mortgage or refinance, you can easily verify LoanDepot's credentials via the Better Business Bureau (BBB) or through reading the types of reviews that you'll find here.

LoanDepot offers a wide array of products, including 15 and 30 year fixed rate mortgages, ARMs, and VA home loans. In 2012, LoanDepot officially became a licensed mortgage lender in all 50 states

This bank profile is not an endorsement or advertisement for the bank's products and services.  RateZip is an independent publisher of bank information.

EDITOR'S RATING

RateZip's Editors follow standards of editorial integrity. Our goal is to help you make informed financial decisions. Some products that we review may be offered by companies who also buy advertising fom us. Here is our advertising disclosure.

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LoanDepot Refinance & Purchase Loans

ProductRateApr
30yr Fixed4.99%5.248%
15yr Fixed4.5%4.876%

Rates updated 11/10/2018 19:34 PM CDT. Rates are verified at the time of collection from public sources, and are subject to change at any time.

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LoanDepot CD Rates

Rates updated 11/10/2018 19:34 PM CDT. Rates are verified at the time of collection from public sources, and are subject to change at any time.

LoanDepot Savings Rates

ProductMinimum DepositApy
SavingsGet RatesGet Rates

Rates updated 11/10/2018 19:34 PM CDT. Rates are verified at the time of collection from public sources, and are subject to change at any time.

Top LoanDepot Loan Officers

Baret Kechian

Baret Kechian – NMLS #9411 – LoanDepot

LoanDepot - Branch Manager - NMLS# 9411

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Brian Decker

Brian Decker – NMLS #319790 – LoanDepot

LoanDepot - Branch Manager - NMLS# 319790

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