RateZip Unbiased Local Rate Search

View and Compare interest rates, find local Banks and loans, mortgages, savings, auto finance and CD rates.

Brokers and Banks: Add Rates to Search

Mortgage Rates	CD Rates	Savings Rates	Auto Loan Rates

Product Term 'City, State' or Zip Order By Order Direction Dealer New Dealer Used Private Sale Refinance Lease Buyout 12-48 months 37-60 months 60-72 months Minimum APR Maximum APR Date Lowest Rate Highest Rate

Home Equity Loans

Do you need money for making home improvements, funding your children's college tuition and education, or almost any other life situation? A popular solution is to borrow against the equity in your house, using a home equity loan or home equity line of credit (HELOC).

Home Equity Loans are also often used as a method of avoiding Mortgage Insurance (MI) premiums. MI is typically required when a loan amount exceeds 80% of the property value.

Similar to primary mortgages, home equity loans come with a variety of options, including fixed and variable interest rates.

Depending on your specific situation (i.e., why you're borrowing) and a variety of market conditions (like interest rates), borrowers can find certain strategies for borrowing against home equity to be more advantageous than others.

>>About Interest Rates