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Is it finally time to gut the kitchen and replace grandma’s rusted avocado appliances? Do you love the location of the house at 123 Elm Street but are put off by the lack of doors, windows, siding, and a … Continue Reading
We recently discussed how to secure funds from wealthy family members and acquaintances to use to buy a home. Not really – we discussed standard home loans such as the 30 year fixed, adjustable rate mortgages (ARMS), and … Continue Reading
Choosing a Home Mortgage You’ve decided to buy a house! Congratulations! Your next decision, which you should have already considered in depth, is how to pay for it. Ideally, you’ve just won the lottery! Or you recently inherited mucho … Continue Reading
Homeowners who have not yet utilized the Home Affordable Refinance Program® (HARP) are in luck as the program has been extended through 2016! This allows Americans to refinance their homes at shockingly low rates, and reduce their payments by an average of $2,500 a year. … Continue Reading
When you apply for a mortgage, there is the chance that your life and/or financial circumstances may need clarification. If so, it is possible that you must write a Letter of Explanation (or LOX in mortgage-ese, also known as LOE … Continue Reading