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Have you been making your mortgage payments on time, even if your home value dropped and never rebounded? Stop reading now. This blog is N/A to you. What?? Let’s start by going back in time. When the mortgage crisis … Continue Reading
What happens to your home loan after it closes and someone has to collect your payments, probably pay your taxes and insurances, and ensure your payment history is reported to a credit bureau? It, along with as many as millions … Continue Reading
“Time travel used to be thought of as just science fiction, but Einstein’s general theory of relativity allows for the possibility that we could warp space-time so much that you could go off in a rocket and return before you set … Continue Reading
The HARP Program May Be Better For You Than Your Lender The public awareness of the Home Affordable Refinance Plan® (HARP) continues to be very low. Despite press releases from the White House when it was launched, the … Continue Reading
Background: Long ago and far away, when one of my loan officers would rush into the office saying, “We need a lot loan” or “Company XYZ can do seconds!”, my reaction would normally be to try to calm the speaker … Continue Reading
Is SoFi — a lender that offers student loan refinancing, mortgage, and other financing programs — an up and coming fintech company or one that will surely provide disruptive innovation to the mortgage industry? Or is it a bit of both? … Continue Reading
Last time, we blogged about looking at things upside down. This time we’ll do a complete about-face and take the REVERSE view – reverse mortgages, that is. If you own a TV, you’ve probably seen the commercials where former acting … Continue Reading