When was the last time you walked into a bank to make a financial transaction? In-person banking is so 1999. More consumers than ever, especially Millennials, are opting to save, invest and manage their money through branchless, online banking. There … Continue Reading

As good news to homeowners who are underwater with their mortgages or struggling to meet financial commitments and still hold onto their homes, the HARP program will be extended through to the end of 2015 per an April announcement from … Continue Reading

For those based in California, a CD rate that is a notch above the measly offerings from the big banks is worth paying attention to, at least for the next year or two. California First National Bank is making such … Continue Reading

It is nothing new that Credit Unions have dominated the auto-finance business, at least for those folks with good or excellent credit. According to Callahan & Associates, there was a 10% increase in consumer auto loan originations in the first … Continue Reading

Capital One continues offer savings rates that are far more aggressive than the average.  Current rates are as follows. InterestPlus Online Savings .85% APY + 10% quarterly bonus on interest earned!  $1000 minimum deposit. High Yield Money Market .65% APY … Continue Reading

With Unemployment figures down, CD rates are headed in the wrong direction. Fed Chair Bernanke said in testimony to congress that the economy was up against strong “headwinds”, and the Fed would keep rates low for an “extended period” of … Continue Reading

Chase customers (and new Chase customers also!) have  a strong reason to turn to Chase when it comes time for a mortgage.   Customers can earn up to 1% cash back – that’s 1% on their scheduled mortgage payments – each … Continue Reading