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Provident Funding: Rates, Reviews, and Discounts

Provident Funding

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Provident Funding was founded in 1992, and since then they have grown to serve almost 300,000 customers. They have a $60 billion loan servicing portfolio, and have provided funding for great than $100 billion dollars in the last five years. Provident Funding shows rates for 30 year fixed rate mortgages, 15 year fixed rate mortgages, 5/1 ARMs, and jumbo 30 year mortgages.

Provident Funding has more than 50 offices located across the United States, however, they only originate mortgages in the following 25 states: Arizona, California, Colorado, Connecticut, Florida, Georgia, Illinois, Indiana, Kentucky, Maryland, Massachusetts, Michigan, Minnesota, Missouri, New Jersey, North Carolina, Ohio, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Utah, Virginia, and Washington. Provident Funding also has some limitations on the types of loans they will originate for certain states. For example, they will not originate interest only loans in Illinois, nor will they originate cash-out refinance loans in Texas.

If your employer works with Provident Funding’s Mortgage Benefit Program, then you can be eligible for a 0.25% discount on your home loan. This is a unique and useful benefit that employers can offer their employees, especially since every penny matters when it comes to saving money on a loan.

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Provident Funding Refinance & Purchase Loans

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Rates updated 08/09/2018 17:34 PM CDT. Rates are verified at the time of collection from public sources, and are subject to change at any time.

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Provident Funding CD Rates

Rates updated 08/09/2018 17:34 PM CDT. Rates are verified at the time of collection from public sources, and are subject to change at any time.

Provident Funding Savings Rates

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Rates updated 08/09/2018 17:34 PM CDT. Rates are verified at the time of collection from public sources, and are subject to change at any time.

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1 reply to “Provident Funding

  1. H. L. Dec 11, 2017

    Um, I don’t think Provident funding understands how insurance works. A lightning strike caused a fire, and when we wanted to repair it, they told us that they would only send one payment to one contractor. When lightning strikes your house, it takes more than one contractor to fix it! They took what was already a stressful time and made it even more so.

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