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JPMorgan Chase Bank: Current Interest Rates, Home Loans, Credit Cards, Reviews & Complaints

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JPMorgan Chase (NYSE: JPM) is one of the largest and oldest banks in the world. It is based in Manhattan, and has leading business units in investments, financial services, asset management and private equity. As of early 2017, Chase has assets of 2.4 trillion US dollars, making it the largest bank in the United States, ahead of its "Big Four Banks" competitors: Bank of America, Citigroup and Wells Fargo. Though the bank and its president/CEO Jamie Dimon have come under increased scrutiny over the past few years, JPMorgan Chase continues to dominate the global consumer banking industry.

Chase is one of the world's most recognizable brands. Its many diverse products include credit card services, mortgage loans, and retail and online banking products. It also has QuickPay, CDs, car loans, savings accounts, and other consumer finance products. Chase Home Mortgage offers diverse residential mortgage products such as 30 year fixed, 15 year fixed, 5/1 ARM, and VA Loans. Over the past few years, Chase's mortgage division has consistently been the second largest originator in the United States, trailing only Wells Fargo Home Mortgage.

One of the biggest advantages that Chase Bank offers to consumers is its nearly unmatched convenience. As of this writing, Chase operates over 5200 branches and more than 16,000 ATM locations across America. Additionally, you can find a Chase location in more than 80 countries around the world, making Chase a bank of choice for those who frequently travel nationally or internationally. No matter where you go, you will very likely be able to find and utilize a Chase branch or ATM.

Chase Bank also offers almost every financial product that you can think of all under one roof. If you're looking to work with just one bank for your home loan, certificates of deposit (CDs), savings/checking accounts, and so on, you will be able to do so with Chase. Furthermore, you can manage all of these accounts online or via your mobile device. Chase Bank has invested heavily in its online banking services and mobile banking applications.

As you can see, there are many reasons to bank with Chase. That said, there are also reasons to consider looking elsewhere. The first reason is product expertise. If you are looking for a home loan, for example, it may make sense to work with a mortgage banker that has specialized in originating mortgage loans. A mortgage banker’s loan officers may do a better job of explaining your options, and it's very likely that the entire process will be faster. The second reason is price. Though Chase and the other large banks offer convenience and a wide array of products, it is also generally more expensive to bank with them. Third, if you work with a community lender or credit union, you will be working with a bank that's more connected to your community and may be willing to go above and beyond with its customer service.

Ready to find the right lender for your mortgage, CDs, savings accounts, and more? See how Chase Bank's interest rates stack up against other top national and community lenders today!

This bank profile is not an endorsement or advertisement for the bank's products and services.  RateZip is an independent publisher of bank information.

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Chase Refinance & Purchase Loans

ProductRateApr
30yr Fixed4.5%4.586%
15yr Fixed3.875%4.061%

Rates updated 06/18/2018 19:48 PM CDT. Rates are verified at the time of collection from public sources, and are subject to change at any time.

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Chase CD Rates

ProductRateApy
6 mo CDGet Rates0.02%
1yr CDGet Rates0.02%
2yr CDGet Rates0.65%

Rates updated 06/18/2018 19:48 PM CDT. Rates are verified at the time of collection from public sources, and are subject to change at any time.

Chase Savings Rates

ProductMinimum DepositApy
SavingsGet Rates0.01%

Rates updated 06/18/2018 19:48 PM CDT. Rates are verified at the time of collection from public sources, and are subject to change at any time.

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5 replies to “Chase

  1. BankingGuru Jul 26, 2013

    My wife and I just recently had to get refinanced on our mortgage loan. Long story short, we have been going through some financial troubles this last year and needed to lower our monthly payment badly. Chase made it super easy for us to get it done.

  2. David Miller Jul 26, 2013

    Horrible service, I dont know how Chase can stay in business. A bunch of BUFFOONS working there nobody takes responsibility always passing the buck. It took them 6 months to tell me that I would not be approved for the mortgage because some appraisal issue.

  3. Mitchell Carter Jul 31, 2013

    All my friends told me not to trust Chase, but it’s just down the street from my house, and not far from work. However, my friends were right: this bank is terrible. I can’t complain about the employees or managers, but I can complain about the constantly changing accounts!

  4. MHarris Jul 31, 2013

    I had a CD at the chase bank for over 20 years and I ended with an interest rate of 0.45 percent. I have never run into any problems with chase bank, they are customer friendly, and are always there to help me. My debit card has been damaged a few times, and they were generally good with replacing it.

  5. H. L. Feb 24, 2017

    They closed my account for no reason. Literally no reason. I wasted 30 min. of my life on hold with them, and being transferred to a bunch of different departments, just to be told that they had decided to close my account. Couldn’t find any answers why, and everybody I talked to was useless.

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